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Frequently Asked Questions

What is eCharge?

What kind of payment methods does eCharge offer?

Why is eCharge more secure?

Does it really completely protect me?

Why is eCharge more convenient?

Does eCharge cost anything?






What is eCharge?

eCharge is the secure and convenient alternative to using your credit card for online purchases. Designed specifically for the Internet, it provides total fraud-proof protection.


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What kind of payment methods does eCharge offer?

We offer two easy ways to make online purchases: eCharge Net Account and eCharge Phone. eCharge Net Account works like a credit card--without the credit card numbers or risk of fraud. With eCharge Phone, you can charge digital goods directly to your telephone bill.


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Why is eCharge more secure?

eCharge uses proprietary security technology to verify your transaction. Everytime you make an eCharge online purchase, we authenticate both you and the participating retailer to ensure a valid transaction. You'll never have to risk getting your credit card number stolen--because eCharge isn't a credit card. And there's no need to send your billing information to individual eCharge Retailers over the Internet.


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Does it really completely protect me?

eCharge was built for the Internet. We use proprietary security technology that ensures that fraud can't occur. Since eCharge doesn't use credit card numbers, you won't have to worry about your credit card number being stolen. What's more, your payment information stays off the Internet.


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Why is eCharge more convenient?

With eCharge, you can make purchases with just the click of your mouse--instead of entering a credit card number. If you open an eCharge Net Account, you also have the option of setting up separate Sub Accounts for family members. And you can check statements online and view your transactions minutes after making a purchase.


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Does eCharge cost anything?

There are no set-up fees, no annual fees, and the eCharge Net Account offers competitive interest rates.


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